The provided legal document content covers various aspects of the organization and operation of financial institutions and securities in Arkansas. It includes regulations and guidelines for the establishment, management, and functioning of these entities within the state. The documents cover topics such as the conversion of trust companies into banks, closure of offices on legal holidays, agency agreements between state banks and affiliated institutions, exemptions from furnishing fidelity bonds, reserves and dividends for state banks, mergers and consolidations, establishment of branch offices, and the operation of customer-bank communication terminals.

The provided legal document content covers various violations of banking laws in Arkansas. It includes provisions for the prosecution of violations of the Arkansas Banking Code of 1997 or any other relevant statute or rule within the Bank Commissioner’s duty. The document also addresses the forfeiture of charter for institutions under the supervision of the State Bank Department if their directors knowingly violate any laws or department rules. It prohibits unauthorized persons from using certain words or phrases in connection with their business that may lead others to believe they are authorized to engage in banking activities.

The provided legal document content pertains to the Uniform Money Services Act, which governs the regulation of money services, including money transmission and currency exchange. It applies to persons engaged in these activities. The document provides definitions for various terms used in the act and includes provisions related to licensing, reporting, and compliance requirements for money services providers. However, specific penalties for non-compliance or violations are not mentioned in this document.

This legal document pertains to Insurance Premium Taxes in Arkansas. It governs the taxation of insurance premiums and applies to insurance companies. The document does not mention any specific exemptions or penalties. The content includes cross-references to other related laws and acts, as well as emergency clauses and effective dates of various amendments. The document also includes preambles from previous acts, highlighting the state’s commitment to providing health insurance, promoting personal responsibility, and encouraging employment among beneficiaries of public assistance programs.

This legal document governs fiduciary relationships for banks and trust companies. It covers various aspects such as the Uniform Common Trust Fund Act, foreign banks and trust companies as fiduciaries, and limited relaxation of the prudent person rule for fiduciaries and financial institutions. The document also mentions the effective dates of different acts related to fiduciary relationships. Acts from 1947 and 1985 address the use of a single common trust fund for the benefit of fiduciaries and beneficiaries.

This legal document governs the solicitation of credit card applications on college campuses. It applies to credit card issuers, institutions of higher education, and individuals under 21 years of age. The document prohibits the solicitation of credit card applications in academic buildings and within 100 feet of academic buildings on the campus of an institution of higher education. It also prohibits offering gifts or promotional incentives to individuals under 21 years of age through direct face-to-face contact to entice them to apply for a credit card.

The Personal Information Protection Act, also known as the ‘Personal Information Protection Act’, aims to ensure the protection of sensitive personal information about Arkansas residents. The Act requires individuals, businesses, and state agencies that acquire, own, or license personal information about Arkansas citizens to provide reasonable security for the information. It specifically governs the breach of security of computerized data that compromises the security, confidentiality, or integrity of personal information. The Act defines ‘breach of the security of the system’ as the unauthorized acquisition of such data, excluding good faith acquisition by an employee or agent for legitimate purposes.

This legal document, part of the Arkansas Code under the Business and Commercial Law section, governs the required disclosures and prohibitions for credit card processing services in the state. It applies to persons or entities providing credit card processing services. The document mandates specific information that must be disclosed on any contract or agreement, including the effective date, term, monthly minimum fee, and termination fee. These disclosures and other terms and conditions must be printed in a minimum 8-point font.

The provided legal document content pertains to the formation and construction of lease contracts governed by the Uniform Commercial Code. It specifies the requirements for enforceability of lease contracts, including the total payments threshold and the need for a written agreement. Exceptions to these requirements are also outlined. The document further addresses the effect of lease contracts, providing guidelines for lease agreements and their impact on parties involved. It emphasizes the obligation of each party to ensure the other party’s expectation of receiving due performance is not impaired and outlines procedures for demanding adequate assurance of performance.

The provided legal document content covers various aspects related to negotiable instruments under the Uniform Commercial Code. It includes definitions of terms used in the context of negotiable instruments, guidelines for negotiation, transfer, and indorsement of negotiable instruments, rules for enforcement and liability of parties involved, regulations for handling dishonored negotiable instruments, and provisions for discharge and effect of discharge of obligations. These documents apply to parties involved in negotiable instruments, including issuers, drawers, indorsers, transferees, and holders in due course.