This document, governed by the United States Code, COMMERCE AND TRADE, PRIVACY, DISCLOSURE OF NONPUBLIC PERSONAL INFORMATION, outlines the obligations of financial institutions with respect to the disclosure of personal information. It prohibits financial institutions from disclosing nonpublic personal information to nonaffiliated third parties unless the consumer has been provided with a notice that complies with the requirements of section 6803. The document also requires financial institutions to provide consumers with the opportunity to opt out of such disclosures and explains how they can exercise that option.

This legal document grants regulatory authority to the Bureau of Consumer Financial Protection, the Securities and Exchange Commission, the Commodity Futures Trading Commission, and the Federal Trade Commission to prescribe regulations for the disclosure of nonpublic personal information. The regulations apply to financial institutions and other persons subject to the jurisdiction of these agencies. However, the Bureau of Consumer Financial Protection does not have authority to prescribe regulations regarding the standards under section 6801 of this title.

This section outlines the enforcement of the subchapter and regulations related to the disclosure of nonpublic personal information. The enforcement is carried out by various entities depending on the type of financial institution or person subject to their jurisdiction. The Bureau of Consumer Financial Protection, Federal functional regulators, State insurance authorities, Federal Trade Commission, Board of the National Credit Union Administration, Securities and Exchange Commission, and applicable State insurance authorities are responsible for enforcing the subchapter and regulations.

This legal document, found in the United States Code under the Commerce and Trade section, governs the privacy protection for customer information of financial institutions. It prohibits obtaining customer information by false pretenses, such as making false statements or providing forged documents. The document also prohibits solicitation of a person to obtain customer information from a financial institution under false pretenses. However, there are exemptions for law enforcement agencies, financial institutions conducting security testing or investigations, insurance institutions investigating insurance fraud, certain types of customer information available as public records, and collection of child support judgments.

This legal document, found in the United States Code under the Commerce and Trade section, specifically addresses prohibitions against certain unfair and deceptive Internet sales practices. It applies to post-transaction third party sellers, initial merchants, and consumers. The document outlines requirements for post-transaction third party sellers, including the clear and conspicuous disclosure of material terms of the transaction to the consumer before obtaining their billing information, and obtaining express informed consent from the consumer for the charge.

This legal document, found in the United States Code under the Commerce and Trade section related to the Transportation of Gambling Devices, governs the transportation of gambling devices. It prohibits knowingly transporting any gambling device to any place in a State or a possession of the United States from any place outside of such State or possession. However, there are exceptions to this rule. The section does not apply to transportation of gambling devices to a place in any State or subdivision of a State that has enacted a law providing for exemption from this section.

The provided legal document content covers various aspects of credit advertising and limits on credit card fees. It includes provisions governing the treatment of catalogs and multiple-page advertisements, advertising of downpayments and installments, and advertising of open end credit plans. The documents also address the nonliability of advertising media, the use of the annual percentage rate in oral disclosures, and the consideration of ability to repay. Specific requirements are outlined for advertisements of open end consumer credit plans secured by a consumer’s principal dwelling, including the disclosure of certain information.

These legal documents govern various aspects of consumer reporting agencies, consumer credit protection, credit reporting agencies, and related topics. They establish the framework and terminology for the regulation of consumer credit reporting agencies, define key terms, and outline the permissible purposes for which consumer reports can be furnished. The documents also specify the requirements for information contained in consumer reports, including exclusions and exemptions. They address identity theft prevention, fraud alerts, and active duty alerts, as well as the block of information resulting from identity theft.

The legal document content reviewed pertains to the subchapter on electronic fund transfers under the Consumer Credit Protection Act. It establishes the framework for electronic fund and remittance transfer systems, with a focus on individual consumer rights. The document provides definitions for key terms used in electronic fund transfers and includes exemptions for certain types of transactions. It requires the disclosure of various information at the time of contracting for electronic fund transfer services, including consumer liability for unauthorized transfers, contact information for reporting unauthorized transfers, types and nature of transfers, charges for transfers, right to stop payment of preauthorized transfers, right to receive documentation of transfers, summary of error resolution provisions, financial institution’s liability to the consumer, circumstances of disclosing account information to third parties, and notice of potential fees imposed by automated teller machine operators and networks.

These legal documents govern various aspects of consumer reporting agencies, consumer credit protection, credit reporting agencies, and related topics. They establish the framework and terminology for the regulation of consumer credit reporting agencies, define key terms, and outline the permissible purposes for which consumer reports can be furnished. The documents also specify the requirements for information contained in consumer reports, including exclusions and exemptions. They address identity theft prevention, fraud alerts, and active duty alerts, as well as the block of information resulting from identity theft.