This legal document, found in the United States Code under the section for the Federal Deposit Insurance Corporation, establishes standards for safety and soundness in the banking industry. It applies to all insured depository institutions. The document outlines operational and managerial standards that must be followed, including internal controls, loan documentation, credit underwriting, interest rate exposure, asset growth, and compensation. It also requires appropriate Federal banking agencies to prescribe standards related to asset quality, earnings, and stock valuation.

These legal documents govern various aspects related to bank holding companies, control over banks or companies, acquisition of bank shares or assets, ownership or control of voting shares of nonbanking companies, administration of bank holding companies, antitrust review in bank holding company transactions, securities holding companies, proprietary trading and ownership interests in hedge funds or private equity funds, and concentration limits on large financial firms. They apply to bank holding companies, banks, nonbanking companies, supervised securities holding companies, banking entities, and large financial firms.

The provided legal document content pertains to the security measures for banks and savings associations. It requires each bank or savings association to comply with minimum standards for the installation, maintenance, and operation of security devices and procedures. These measures should be reasonable in cost and aimed at discouraging robberies, burglaries, and larcenies, as well as assisting in the identification and apprehension of individuals committing such acts. The rules for these security measures must be established by the Federal supervisory agencies within six months from July 7, 1968.

This legal document governs the procedures and requirements for handling unclaimed property recovered from closed national banks. It applies to the Comptroller of the Currency, who is responsible for the possession, custody, and control of the unclaimed property. It also applies to claimants who assert a legal interest in the property. The document outlines the process for providing final notice to claimants regarding the availability of unclaimed property and establishes a reasonable period of time for claimants to file their claims.

The provided legal document pertains to tying arrangements in the banking industry. It prohibits banks from extending credit, leasing or selling property, furnishing services, or fixing or varying consideration on certain conditions or requirements. These conditions include the customer obtaining additional credit, property, or services from the bank, its holding company, or subsidiaries, or providing additional credit, property, or services to the bank or its holding company. However, banks may impose reasonable conditions in credit transactions to ensure credit soundness.

The legal document specified in 2402 of the United States Code governs the membership composition of the National Commission on Electronic Fund Transfers. The Commission is composed of twenty-six members, including representatives from various government agencies such as the Federal Reserve System, the Attorney General’s office, the Comptroller of the Currency, and the Federal Home Loan Bank Board. Additionally, there are representatives from state agencies regulating banking and thrift institutions, officers or employees of banking, thrift, and other business entities, individuals from private life not affiliated with financial institutions, the Comptroller General of the United States, and the Director of the Office of Technology Assessment.

The provided legal document content covers various aspects of the creation, membership, compensation, and expenses of the Board of Governors of the Federal Reserve System. It outlines the appointment process, terms of office, and qualifications of the Board members, including the Chairman and Vice Chairmen. The document also addresses the ineligibility of Board members to hold office in member banks during their term and for two years thereafter. It grants the Board the power to levy assessments on Federal reserve banks to cover its expenses.

The legal document establishes the Financial Institutions Examination Council (FIEC) with the purpose of promoting consistency and uniformity in the examination and supervision of financial institutions. The FIEC consists of various members, including the Comptroller of the Currency, Chairman of the Board of Directors of the Federal Deposit Insurance Corporation, Governor of the Board of Governors of the Federal Reserve System, Director of the Consumer Financial Protection Bureau, Chairman of the National Credit Union Administration Board, and Chairman of the State Liaison Committee.

These legal documents govern various aspects of check truncation, substitute checks, indemnity, expedited recredit, statute of limitations, consumer awareness, regulations, study and report on funds availability, statistical reporting of costs and revenues, evaluation and report by the Comptroller General, and efficiency and cost reduction of depositary services. They apply to Federal reserve banks, depository institutions, financial service customers, consumers, banks, indemnifying banks, and warranting banks. The documents authorize the use of substitute checks to facilitate check truncation and improve the efficiency of the check collection system.

This legal document, found in the United States Code under the section on payment, clearing, and settlement supervision, governs the clearing and settlement of payment, securities, and other financial transactions, as well as the conduct of systemically important payment, clearing, and settlement activities by financial institutions. It emphasizes the importance of safe and efficient arrangements for these activities, while acknowledging the risks they may pose. The document aims to enhance the regulation and supervision of systemically important financial market utilities and payment, clearing, and settlement activities by financial institutions.