The provided legal document content covers various aspects of banking and financial activities in New Jersey. It includes regulations on maximum interest rates for loans, application processes for depository institutions, mortgage loans in disaster areas, fees and charges associated with examinations, changing the name for licensees, investigations and hearings, restrictions on real property transactions, loans involving affiliated persons, multiple party deposit accounts, insurance requirements for borrowers, revolving credit equity loans, availability of funds for banking institutions, definitions for mortgage loans, fees, and obligations, fees associated with mortgage loans, commitment process for mortgage loans, expiration of lock-in agreements and commitments, trust funds for lenders, rules and regulations for mortgage brokers, automated teller machines (ATMs), registration of service facilities for foreign banks, New Jersey Consumer Checking Accounts, and requests for disclosure of social security numbers.

This legal document found in the New Jersey Administrative Code under the section on Investments governs standby letters of credit. Standby letters of credit represent an obligation to the beneficiary on the part of the issuer. The obligations can include repaying money borrowed or advanced to the account party, making payment on account of any indebtedness undertaken by the account party, or making payment on account of any default by the account party in the performance of an obligation.

The provided legal document content covers various aspects related to investments by banks and their subsidiary companies, including restrictions on equity security investments, contributions to and investments in subsidiary companies, permissible activities for subsidiary companies, examination and supervision of subsidiary companies, and approval procedures for specific investments or activities. The documents also govern commercial loans made by savings banks, borrowing limitations of directors, executive officers, and related interests, and the authority granted to savings banks and state associations to engage in credit card operations.

The provided legal document content pertains to bank holding company applications, reporting requirements, examinations, and regulations in New Jersey. It defines various terms related to bank holding companies and their applications. The document outlines the application process for acquiring a New Jersey bank or New Jersey bank holding company, including the required information and documentation. It also mandates the filing of certain reports with the Commissioner to enable monitoring of the activities of bank holding companies or persons that control a New Jersey bank or bank holding company.

This legal document found in the New Jersey Administrative Code governs bank service corporations. It provides definitions for terms used in the context of bank service corporations and clarifies the meanings of various terms such as ‘affiliate’, ‘bank’, ‘bank services’, ‘bank service corporation’, ‘banking institution’, ‘invest’, ’limited liability company’, ‘person’, and ‘savings bank’. The document outlines the permissible activities that banking institutions can engage in, including contracting with a bank service corporation for the provision of bank services and investing in a bank service corporation, subject to certain limitations.

The provided legal document content covers various aspects related to credit unions in New Jersey. The first document defines terms and outlines the process for credit unions to apply for designation as low-income credit unions. It specifies the criteria for approval and the role of the Commissioner and NCUA in the process. The second document grants credit unions in New Jersey the authority to exercise the same powers, rights, benefits, and privileges as federally chartered credit unions, subject to compliance with certain conditions and exclusions.

The provided legal document content pertains to the New Jersey Money Transmitters Act, which governs the business of transmitting money in New Jersey. It combines under one license two activities that previously required separate licenses, as well as two additional activities not previously subject to licensure and regulation. The chapter applies to all licensed money transmitters and to all persons whose activities require that they be licensed under the Act. The document provides definitions for various terms used in the Act and mentions amendments made to the Act in 2004 and 2009.

These legal documents pertain to the formation and approval process of mutual state association holding companies and their subsidiary capital stock state associations in New Jersey. They provide definitions for various entities involved in conversions of associations, such as ‘Capital stock state association’, ‘Commissioner’, ‘Department’, ‘Mutual state association’, ‘Mutual state association holding company’, ‘Organizing mutual state association’, ‘State association’, ‘Subsidiary capital stock state association’, and ‘Subsidiary holding company’. The documents outline the requirements for the application process, including the submission of a description of the proposed formation, certified copies of resolutions, and a certificate of incorporation.

The provided legal document content covers various aspects related to the Governmental Unit Deposit Protection Act (GUDPA) and its provisions in New Jersey. It governs collateral requirements for depositories that accept the deposits of local New Jersey governmental unit funds. The document specifies eligible collateral for public deposits and provides definitions for different types of financial institutions. It also outlines the reporting requirements for public depositories, including the filing of a quarterly report with the Department.

The provided legal document content pertains to the establishment of banking development districts in the state of New Jersey. It applies to municipalities that wish to establish a banking development district and banks that want to open a branch within such a district. The document defines various terms, including ‘bank’ which refers to State or Federally chartered banks, savings banks, savings and loan associations, or credit unions operating in the state.