This legal document governs the provisions of a stock options plan for banks. It applies to entities implementing such a plan, subject to the provisions of the Banking Law, section 140-a, the regulations of the superintendent, and any other applicable law or regulation. The plan must include a general statement of its purposes and specify the total number of shares for which options may be granted. The plan’s duration should be defined, and options granted under the plan should not extend beyond a period of 10 years or as otherwise provided by the plan.

The provided legal document, part of the New York Codes, Rules and Regulations, falls under the Banking category and pertains to the General Regulations of the Superintendent. It governs the Declaration of Dividends for banks and trust companies. According to the document, banks and trust companies must use section 29.2 of this Part to compute net profits for all calendar years beginning on and after January 1, 1991. They may also use section 29.

The provided legal document content pertains to Insiders’ Reports. It governs the requirements for officers of banks or trust companies to file certain information. The information filed under this document is available for public inspection and copying during business hours at the address of the department specified in section 1.1 of Supervisory Policy G1 of the New York Codes, Rules and Regulations (NYCRR) Banking General Regulations of the Superintendent. The document specifies that officers who do not own any equity securities of the bank or trust company are exempt from the requirements.

The provided legal document content pertains to the security measures required at automated teller machine (ATM) facilities operated by Federal and State chartered banking institutions. The document specifies the type and frequency of video tapes or digital recording media to be used in ATM surveillance systems. For analog systems, the regulation mandates the use of commercial/industrial grade video tape or better quality tape. Each tape can only be used once in a 30-day period and no more than 12 times in total.

The provided legal document content governs the investments of banks or trust companies in certain corporations. It outlines the permissions and limitations for banks and trust companies to invest in various corporations. The document specifies that any bank or trust company is permitted to make an investment in the common stock of the Atlantic Central Bankers Bank, not exceeding the minimum number of shares required for membership. The investment can be increased with the written approval of the superintendent, provided it aligns with the declaration of policy in the Banking Law.

This legal document governs the establishment of charges imposed by banking institutions in New York in connection with checks or other written orders drawn upon insufficient funds or uncollected balances, as well as electronic transfers sought to be effectuated against insufficient funds. The document provides guidelines for banking institutions to reasonably establish such charges, considering factors such as the cost incurred, deterrence of misuse by customers, enhancement of competitive position, and maintenance of safety and soundness.

This legal document, part of the New York Codes, Rules and Regulations, governs loans provided by banks, bank holding companies, stock-form savings banks, and stock-form savings and loan associations to their executive officers and directors. The document sets forth requirements for such loans, including that they must be made on terms that are not more favorable to the executive officer or director than those offered to other individuals, and must not involve more than the normal risk of repayment or present other unfavorable features.

The provided legal document content pertains to the acceptance of deposits from noncitizens and non-U.S. residents by licensed agencies of foreign banking corporations. It specifies that prior to opening a deposit account under $100,000 for a depositor who is not a citizen or resident of the United States, the licensed agency must notify the depositor in writing that their deposits are not insured by the FDIC. The term ‘resident of the United States’ is defined to include individuals residing in the United States, entities organized in the United States, and branches or offices located in the United States of entities not organized in the United States.

The provided legal document content pertains to the maintenance of reserves by credit unions in New York. It defines the term ’net worth’ as the retained earnings balance of a credit union at the end of a quarterly period, including undivided earnings and appropriations of undivided earnings. The net worth does not include the allowance for loan and lease losses account. For low-income credit unions, net worth also includes secondary capital accounts that are uninsured and subordinate to other claims.

The provided legal document content pertains to investments by credit unions in the shares of corporate credit unions located in the state. According to the document, any credit union that intends to invest in the shares of a state or Federal corporate credit union located in this State in an amount exceeding 50 percent of its total capital or the insured limit, whichever is greater, must provide prior written notice to the superintendent.