The provided legal document governs the establishment and maintenance of anti-money laundering programs by banking organizations and foreign banking corporations. These programs must comply with applicable Federal anti-money laundering laws and regulations, including the obligation to file suspicious activity reports (SARs) and implement a customer identification program. The programs should also include internal controls, independent testing for compliance, designated individuals responsible for monitoring compliance, and training for personnel. Approval by the institution’s board of directors and written documentation of the programs are required.

The provided legal document, part of the New York Codes, Rules and Regulations, governs the inclusion of credit exposures arising from derivative transactions in lending limits for banks operating in New York. It outlines guidelines for calculating credit exposures to a counterparty and with respect to a reference exposure arising from credit derivatives. The document allows banks to utilize alternate methods to evaluate their credit exposures and provides exposure mitigants that can be taken into account when computing the exposures.

This legal document, part of the New York Codes, Rules and Regulations, pertains to the acquisition of residences and similar facilities by banks and trust companies. It requires banks and trust companies to provide the superintendent with a list of properties purchased or leased under the limited authorization, including details such as address, type of acquisition, reason for acquisition, date of purchase or lease, cost, and additional information as required by the superintendent.

This legal document, titled ‘Depositor Savings Information’ or ‘Truth-in-Savings’, falls under the ‘General Regulations of the Superintendent’ in the ‘Banking’ section of the ‘New York Codes, Rules and Regulations’. It governs the disclosure of information on savings accounts by banking organizations. The document outlines the specific information that must be disclosed, including the annual interest rate, annual percentage yield, compounding period, periodic percentage rate, and the principal amount to which the rate is applied.

The provided legal document content consists of regulations governing investments in corporations by banks and trust companies in New York. It covers investment procedures for other stock investments, as well as investment procedures for operating subsidiaries and Edge Act subsidiaries. Banks and trust companies are required to submit applications or notices to the superintendent depending on the type of investment or activity. The applications or notices should include detailed information about the investment, activities, location, organizational structure, and relations with the applicant.

This legal document, part of the New York Codes, Rules and Regulations, governs joint accounts and convenience accounts in the banking industry. Joint accounts refer to deposits made in the name of the depositor and another person or persons, with the form of payment or delivery to any or the survivor of them. The owner of a joint account includes the depositor and any other person or persons named on the account.

This legal document, part of the New York Codes, Rules and Regulations, governs various types of mergers and acquisitions involving banking institutions. It authorizes mergers between stock-form thrift institutions, between stock-form thrift institutions and commercial banks, between mutual thrift institutions and stock-form thrift institutions or commercial banks (subject to certain conditions), between stock-form thrift institutions and Federal thrift institutions or national banks, between mutual thrift institutions and Federal thrift institutions or national banks (subject to certain conditions), between commercial banks and Federal thrift institutions, and between investment companies and commercial banks or national banks.

The provided legal document content pertains to the reserves that banks, trust companies, private bankers, and foreign banking corporations authorized under State law to maintain a branch or branches in New York are required to maintain against deposits and their equivalents. The document states that institutions subject to this Part, which are not covered institutions, must maintain reserves in the same amounts as if they were covered institutions, without any transitional adjustments permitted under the Monetary Control Act.

The provided legal document content pertains to the annual financial statements of commercial banks, trust companies, stock form savings banks, and stock form savings and loans. These documents govern the requirements for filing annual financial statements and the availability of such information for public inspection. The annual report to stockholders must be completed on a comparative year basis, including figures for the fiscal year covered by the report and the preceding year.

This legal document governs the meetings of stockholders of certain commercial banks in the state of New York. It requires that any notice to stockholders, which requires the approval of the superintendent, must be approved in writing by the superintendent before being communicated to stockholders. If a proposed notice is approved by the superintendent before August 1 of any calendar year, the corporate banking organization must hold a meeting for the election of directors and other business within two months of the approval.